Baytree National Bank & Trust Company always provides you with professionalism and experience while offering competitive rates and outstanding service. We make the effort to fully understand your needs and financial goals, both long and short term. Our expert team evaluates the market, current products, rates, and underwriting guidelines in an effort to find the financing option right for your specific needs.
From Commercial Mortgages, Equipment Loans, Construction Loans, and Working Capital Lines of Credit, Baytree National Bank & Trust can help. Please review the menu items keeping in mind that one of our advantages is our ability to be flexible and creative. Baytree can tailor solutions to meet your needs.
Commercial Mortgages
Just as shopping for an investment opportunity entails evaluating many different locations, styles and business patterns and consumer options, finding the right financing is just as important in helping to make your investment opportunity a reality. Investment in commercial real estate can be lucrative and rewarding when the financing process goes smoothly. At Baytree, we will listen to your ideas and work to find a solution to meet your needs. With a flexible and creative team of experienced lenders, Baytree may be your best choice.
Mortgages are available for various types of owner-occupied and commercial investment property.
- We can also provide short term real estate mortgages with maturities of up to five years with up to 25 year amortization
- Interest rates may be fixed rate or variable rate
Please contact Susan Wright at (847) 234-9669 or Joe Gillings at (847) 615-3302 for more information.
susan.wright@baytreebank.com
joseph.gillings@baytreebank.com
Equipment Loans
Baytree National Bank provides custom designed financing for a variety of types of equipment. Whatever the needs of your business are, Baytree can help.
Equipment upgrades, office enhancements and new equipment purchases keeping your business current and competitive are possible with the help of Baytree.
- Payments may be based on amortizations of up to seven years or longer.
- Flexible payments are available when seasonal cash flow is an issue.
- Both fixed and adjustable interest rate plans are available.
Please contact Susan Wright at (847) 234-9669 or Joe Gillings at (847) 615-3302 for more information.
susan.wright@baytreebank.com
joseph.gillings@baytreebank.com
Baytree may be able to help with your equipment needs through our leasing company as well. Baytree Leasing can help you afford the equipment you. For three decades the Baytree Leasing Company team has provided expert service building lasting relationships with vendors and customers.
They are renowned for skillfully crafted leasing and financing solutions. It is also why they have organized distinct operating units. Each is staffed with highly skilled, industry-specific sales and credit professionals. The result: Baytree is able to provide exceptional financing and equipment leases for such core areas as:
Healthcare - analytical, diagnostic, imaging, optical, physical therapy, information management, furniture, etc.
Technology - computer network, client/server, workstations, etc.
Commercial Markets - automotive aftermarket machine tools, industrial machine tool and woodworking, printing, furniture, communications, copiers, etc.
Software - application software including maintenance, installation and consulting.
Legal - law Firms of all sizes have become increasingly reliant on the utilization of lease and finance programs to allow them to affordably acquire the technology that has become an integral part of their practice.
They develop lasting alliances with vendors. It makes a more effective team in helping their clients secure the financing they need.
Visit their website for more information at www.baytreeleasing.com.
Acquisition Financing
Purchasing a new or existing business is possible with the help of the experts at Baytree. We can help you asses the health of the business and arrange the financing for purchase.
Plant expansion, equipment upgrade, re-modeling, systems enhancements, or the addition of a new division are also reasons to use Baytree.
With years of experience in the Commercial Markets, the experts at Baytree can help you make sound expansion and purchase decisions.
Please contact Susan Wright at (847) 234-9669 or Joe Gillings at (847) 615-3302 for more information.
susan.wright@baytreebank.com
joseph.gillings@baytreebank.com
Construction Loans - Commercial or Residential
Commercial
Construction financing for your new owner occupied or investment building is available at Baytree. We will work with your various project consultants to provide you a smooth process through the construction and occupancy of the building.
One of our advantages is our customer service. We are there to answer your calls and direct efforts efficiently where needed to fix the inevitable bumps in the construction process. In the midst of handling weather, permits, materials and sub-contractors, at least you know the financing is in progress and stable.
Best of all, we streamline the draw process getting the money faster to your sub-contractors.
Please contact Susan Wright at (847) 234-9669 or Joe Gillings at (847) 615-3302 for more information.
susan.wright@baytreebank.com
joseph.gillings@baytreebank.com
Residential
We have established an area of expertise in builder preferred residential housing market. We work with many area builders to make their residential building plans roll out smoothly with timely funding to sub-contractors. Once you experience working with Baytree on your first build, we are confident you will be back for your second.
We work directly with the builders or single homeowners to make the residential construction cash flow process easy, so you can worry about the actual design and construction.
For more information, please contact Pamela Drysdale at (847) 615-3306 or via email at pamela.drysdale@baytreebank.com
Working Capital Lines of Credit
We provide lines of credit to finance the working capital needs of your business, secured by receivables and inventory to support your growth and help you run your business with greater efficiency.
A line of credit may also be the solution to smooth over seasonality gaps allowing your business to run efficiently - making the payments to your vendors and employees on a timely basis. Talk to one of our Baytree representatives for ideas, advice, or a product tailored to meet your needs.
Please contact Susan Wright at (847) 234-9669 or Joe Gillings at (847) 615-3302
for more information.
susan.wright@baytreebank.com
joseph.gillings@baytreebank.com
Insurance Premium Financing
We can also help with the cash flow of your business needs by smoothing your insurance premiums with Baytree Finance Company. Just call Susan Wright (847) 234-9669 Joseph Gillings at (847) 615-3302 at Baytree National Bank & Trust or visit www.baytreefinance.com.
Leasing
Baytree may be able to help with your equipment leasing needs, if purchasing isn't a good option, through our leasing company. Baytree Leasing can help you afford the equipment you need. For three decades the Baytree Leasing Company team has provided expert service building lasting relationships with vendors and customers.
They are renowned for skillfully crafted leasing and financing solutions. It is also why they have organized distinct operating units. Each is staffed with highly skilled, industry-specific sales and credit professionals. The result: Baytree is able to provide exceptional financing and equipment leases for such core areas as:
Healthcare - analytical, diagnostic, imaging, optical, physical therapy, information management, furniture, etc.
Technology - computer network, client/server, workstations, etc.
Commercial Markets - automotive aftermarket machine tools, industrial machine tool and woodworking, printing, furniture, communications, copiers, etc.
Software - application software including maintenance, installation and consulting.
Legal - law Firms of all sizes have become increasingly reliant on the utilization of lease and finance programs to allow them to affordably acquire the technology that has become an integral part of their practice.
They develop lasting alliances with vendors. It makes a more effective team in helping their clients secure the financing they need.
Just call Joseph Gillings at (847) 615-3302 or Susan Wright (847) 234-9669 at Baytree National Bank & Trust or visit www.baytreeleasing.com.
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